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Select T.H.E.

What do I need to know when selecting a lender?

T.H.E.'s Undergrad/Graduate Loan Program is your complete source of student financing. T.H.E. is a non-profit organization where borrowers are the stakeholders. Features of the T.H.E. Undergrad/Graduate Loan Program include: On PLUS loans a 3% Origination Fee applies.

  • 0.25% ACH Benefit
    0.25% interest rate discount for automatic payments (ACH) on new federal loans with a first disbursement on/after 7/1/2008

  • Excellent Customer Service
    Geared for you, our experienced customer service experts provide a single point of contact for your questions. T.H.E. also offers combined billing, meaning one payment for all your loans.

  • PLUS Loans
    PLUS Loans are available to parents of undergraduate students and offer greater cost savings than private loans. Click here for more information on PLUS Loans.

  • Borrower Education
    Personalized counseling to assist borrowers from beginning throughout repayment.

    Click here for important information on loan terms! (Note: All terms subject to change)