NorthStar: THE Loan Programs  
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Student Collage
T.H.E. offers a variety of debt management resources to help you make smart choices regarding your education financing and student loan repayment.
Tutorials and Resources
In this section you will find online tutorials aimed to educate on topics such as borrowing wisely, creating an in-school budget and understanding the long-term impact of good credit. In addition, you will information on entrance/exit counseling, repayment, loan consolidation, and credit management.
Click here to access Borrower Education materials
Electronic Loan Counselor
The Electronic Loan Counselor (ELC), is an interactive, online resource that provides graduating students with a personalized repayment strategy and the ability to implement the repayment options they require.
Click here to use ELC
Calculators/Budgets
Here you will find calculators for economic hardship, loan consolidation, monthly payments and monthly budgets.
Click here to work with the Calculators and Budgets
Helpful Links
This section includes links on debt management to other websites you may find helpful.
Click here to access Helpful Links