By providing details about your student loans, our consolidation calculator can estimate loan repayment information for you. It is important to enter all your student financial aid loans (including Private/Commercial/Alternative loans) into the calculator. The length of your repayment is dependent upon the sum of your consolidation loan and the amount of your other education loans. Note: The sum of the other education loans used to set your repayment term may not exceed the amount of your consolidation loan. Current loan balances and interest rates can be determined by contacting your lender.

For more on what loans are eligible for Federal Loan Consolidation, check here.

Current Loan Balance: Interest Rate: Include In Consolidation:

Directions: By loan or loan type, enter your current loan balance. Enter the interest rate for that loan or type of loan. Click the "Include" box if the loan is federal and you plan to consolidate the loan.* When the loan information is entered click the "Continue" button to add the loan to the list. Repeat the process with remaining student loans. After entering your loans, click on the "Next Step" button to proceed.

^* Private/Institutional Loans cannot be consolidated, but will allow you to extend your repayment term.