How To Apply

What do I need to know when selecting a lender?

Depending upon your needs and the preferred application process of the institution you plan to attend, we have a variety of options available for applying for a loan. Note: Please consult with your school's financial aid office on their preferred process.

Apply/E-Sign OnLine

Use T.H.E's safe and secure online Account Access (aka THEO Online) system to apply for a T.H.E. loan over the internet 24 hours a day, 7 days a week, 365 days a year.
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If your school has directed you to the E-Sign (MPN Only) Option, then click here You will need your FAFSA PIN number to complete the E-Sign process.

Download a blank Application

Prefer to use a traditional loan application? Download the appropriate form from the list below.

Download	PLUS Loan Application Complete this form and then contact the school your student is enrolling in for their preferred method of processing.
Download	PLUS Endorser Addendum Complete this form to add a PLUS Endorser to your application/Master Promissory Note.

You will need Adobe Acrobat Reader to view these documents. You can obtain a free copy of this software here.

Mail me a Paper Application

Would you prefer that a blank application form be sent directly to you?
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Apply over the phone

Call a T.H.E. Customer Service Representative: 1-800-366-0604
Monday through Friday from 7:00 a.m. to 5:00 p.m. Central Time