How To Apply
What do I need to know when selecting a lender?
Depending upon your needs and the preferred application process of the
institution you plan to attend, we have a variety of options available for
applying for a loan. Note: Please consult with your school's financial aid office on their
preferred process.
Use T.H.E's safe and secure online Account Access (aka THEO Online) system to
apply for a T.H.E. loan
over the internet 24 hours a day, 7 days a week, 365 days a year.
Go There Now!
If your school has directed you to the E-Sign (MPN Only) Option, then
choose the applicable E-Sign option:
Stafford or
Graduate PLUS.
You will need your FAFSA PIN number to complete the E-Sign process.
Prefer to use a traditional loan application? Download the appropriate form from the list below.
| Download |
Medical Master Promissory Note (Stafford MPN)
This form must be completed and returned to T.H.E. before a certified T.H.E. Medical Stafford Loan can be disbursed. |
| Download |
Graduate PLUS Loan Application
Complete this form and then contact the school your student is enrolling in for their preferred method of processing. |
| Download |
Graduate PLUS Endorser Addendum
Complete this form to add a Endorser to your application/Master Promissory Note. |
| Download |
Residency and Relocation Loan Application
Use this application to apply for T.H.E. Residency and Relocation Loan. |
| Download |
Residency and Relocation Instructions Pages
Details about the T.H.E. Residency and Relocation Loan and instructions for applying. |
| Download |
Private Promissory Note
This form must be completed and returned to T.H.E. before a certified T.H.E. Private Loan can be disbursed. |
| Download |
Cosigner Addendum Form
Use this form to amend a previous application or promissory note for a T.H.E. Private Loan. |
You will need Adobe Acrobat Reader to view these documents. You can obtain a
free copy of this software here.
Call a T.H.E. Customer Service Representative: 1-888-843-0004
Monday through Friday from 7:00 a.m. to 5:00 p.m. Central Time
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