Borrower and Loan Eligibility
You must be in your grace period or
have entered repayment on each loan included in the consolidation.
You do not need to have an existing loan with T.H.E. however, you must have
attended an eligible four year institution and have a minimum of $10,000 to
consolidate.
| The following loans are eligible for federal loan consolidation:
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Federal Family Education Loan (FFELP) Program Loans (Stafford,
PLUS, SLS, and Consolidation) |
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Federal Direct Student Loan (FDSL) Program Loans (Stafford, PLUS, and
Consolidation) |
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Federal Insured Student Loans (FISL) |
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Health Professions Student Loans (HPSL) |
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Health Education Assistance Loans (HEAL) |
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Perkins Loans (NDSL) |
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Loans for Disadvantaged Students (LDS) |
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Nursing Student Loans (NSL) |
T.H.E. does not offer spousal or
private loan consolidation.
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