Estimated Payment and Loan Cost
Use this calculator early in enrollment to stay on top of your student loan obligations.
See an estimate of the monthly payment options and associated loan cost you could have
based on the balance you enter.
"Now I understand what my monthly payment amount could be based on how much I borrowed today."
Economic Hardship Deferment
This calculator estimates your ability to qualify for Economic Hardship Deferment (EHD)
based on Condition 6 of the EHD Request, which considers a borrower's debt-to-income ratio.
"I used this calculator to find out if I would qualify for a hardship deferment."
Federal Loan Consolidation
See estimates of the current interest rate, monthly payment options and the associated total
loan cost for the federal loans that you want to consolidate.
"This calculator helped me figure out the interest rate and potential payments I would have if I consolidated my loans."
Repayment Strategies
Use this calculator to understand your repayment options and create a strategy that fits your situation.
You will need to contact your lender/servicer to implement your repayment strategy.
"I tried different combinations of the available repayment plans to see the impact on my monthly
payment amount and total loan cost. Now I have a strategy to pay off my loans!"
