The Total Higher Education (T.H.E.) Loan Programs are a product of NorthStar, a nonprofit lender based in Minnesota. With more than two decades of experience helping college students make wise borrowing decisions the expertise and assets of The Loan Program remain true to the valued reputation it has built over the years.
Northstar Education Finance, Inc. provides borrowers, who obtained or co-signed a student loan under Total Higher Education Loan Program, a THE Repayment Bonus.Learn more about the bonus and its qualifications.
Are you about to enter repayment and looking for payment planning information? T.H.E. provides RepayReady, a personalized repayment planning resource to help you manage your student loans after school.Visit RepayReady
Total Higher Education (T.H.E.) no longer provides federal or private loans. If you have a question regarding an existing T.H.E. loan please use the following information to determine contact information.
Great Lakes is the servicer of T.H.E. loans. To access your account information, make a payment online, check your loan servicing status, or sign up for automatic payments:Visit www.mygreatlakes.org
Toll-free phone: (800) 236-4300
Toll-free fax: (800) 375-5288
PO Box 3059
Milwaukee, WI 53201-3059
Dept of ED/Great Lakes
PO Box 530229
Atlanta, GA 30353-0229
T.H.E. provides RepayReady to its borrowers who are transitioning to repayment and want payment planning assistance. To speak to a RepayReady loan counselor about your repayment options use the following:Visit the.repayready.com
PO Box 64454
St. Paul, MN 55164-0454
Toll-free phone: 1-866-562-6672
Toll-free fax: 1-888-843-3099
T.H.E. private loan borrowers who are concerned about managing their payment obligation may contact our loan counselors who specialize in private loan debt management.
Toll-Free phone: 1-866-456-1083