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THE borrowers

You've made an INVESTMENT in your education. We're here to help you manage it.

You've made an INVESTMENT in your education. We're here to help you manage it.


About Total Higher Education

The Total Higher Education (T.H.E.) Loan Programs are a product of NorthStar, a nonprofit lender based in Minnesota. With more than two decades of experience helping college students make wise borrowing decisions the expertise and assets of The Loan Program remain true to the valued reputation it has built over the years.

Need help with Repayment Planning?

Are you about to enter repayment and looking for payment planning information? T.H.E. provides RepayReady, a personalized repayment planning resource to help you manage your student loans after school.

Visit RepayReady

Contact Us

Total Higher Education (T.H.E.) no longer provides federal or private loans. If you have a question regarding an existing T.H.E. loan please use the following information to determine contact information.

call visit the website or mail

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